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How to Contact Petal Customer Service

August 26, 2025 · Dustin Collins · 3 min read

Petal is a financial technology company that has taken a unique approach to credit cards. Unlike traditional banks that use credit scores to determine eligibility, Petal utilizes a cash flow underwriting model, allowing them to extend credit to individuals who may not have an extensive credit history. Petal's mission is to make credit more accessible and honest for everyone, emphasizing transparency and eschewing hidden fees. With a Petal card, users can manage their finances more efficiently while building credit.